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US$30m Lost to Mobile Fraud as Zimbabwe Fights Back with AI

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CT Minister Hon. T. Mavetera addresses the 2026 Cyber Fraud and AI Summit at Montclair Resort in Nyanga on Wednesday , declaring a new digital battlefield as Zimbabwe launches the AI Cyber Shield to combat rising mobile money fraud.

The government has declared a new digital battlefield on Zimbabwean soil, warning that the nation is losing more than thirty million United States dollars annually to artificial intelligence-powered mobile money fraud as criminals arm themselves with deepfake voices, cloned identities, and adaptive malware against the country’s rapidly expanding digital economy.

 

Addressing the 2026 Cyber Fraud and AI Summit at Montclair Resort in Nyanga on Wednesday, the Minister of Information Communication Technology, Postal and Courier Services, Honourable Tatenda Mavetera, told an audience of senior government officials, banking executives, mobile network operators, and technology leaders that traditional fraud defences had become obsolete.

POTRAZ Director General Dr G. K. Machengete confers with ICT Minister Hon. T. Mavetera during the 2026 Cyber Fraud and AI Summit at Montclair Resort in Nyanga on Tuesday.

“You cannot fight an intelligent machine with a manual rulebook,” the Minister said. “You must fight AI with AI.”

 

The summit, held under the theme “AI vs AI – The New Battlefield for Cyber Fraud,” heard that mobile money fraud alone now exceeds thirty million United States dollars per year, with phishing and social engineering attacks surging by more than forty percent in recent years.

 

According to ministry figures presented to the gathering, cyber fraud nationally now costs millions of dollars annually, figures that the Minister described as representing not abstract statistics but real threats to livelihoods, national confidence, and economic stability.

 

Globally, cybercrime is projected to cost over ten trillion United States dollars annually, with Africa losing more than four billion dollars each year.

 

Minister Mavetera declared that within the next twelve months, the government would launch the Zimbabwe AI Cyber Shield, a national programme that will deploy a centralised artificial intelligence-driven fraud detection platform for the financial services and telecommunications sectors.

 

The programme will also train ten thousand Zimbabwean cybersecurity professionals in artificial intelligence defence techniques and establish a legal framework for the ethical use of artificial intelligence in cyber defence.

 

The Minister revealed that the National Cybersecurity Strategy had been finalised and was awaiting Cabinet approval, while the National Security Operations Centre was now eighty-five percent complete and would serve as the nation’s nerve centre for real-time threat detection, leveraging artificial intelligence to counter artificial intelligence-driven attacks.

 

Turning to legislative action, Minister Mavetera instructed his ministry to propose amendments to the Cyber and Data Protection Act, Chapter twelve of seven, to specifically criminalise the creation or distribution of artificial intelligence tools designed for fraud, including deepfake generators, voice cloning software for impersonation, and artificial intelligence-powered password crackers.

 

The amendments would also criminalise the use of artificial intelligence to generate synthetic identities for financial crime.

 

“We will not allow Zimbabwe to become a safe haven for AI cybercriminals,” the Minister warned.

The Minister announced the establishment of a Joint Artificial Intelligence Cyber Defence Unit under a public-private partnership, which would co-locate the national Computer Emergency Response Team with artificial intelligence laboratories from industry and academia.

 

He said the unit would operate twenty-four hours a day, seven days a week, sharing real-time threat intelligence on artificial intelligence-generated fraud patterns.

 

“In the war of AI vs AI, speed is the ultimate weapon,” Mavetera said.

 

“The first AI to detect a threat wins. The second AI – the defender – must be faster.”

Addressing financial institutions and telecommunications companies directly, Minister Mavetera ordered banks, mobile network operators including Econet, NetOne, and Telecel, and payment platforms such as EcoCash and OneMoney to invest in adversarial artificial intelligence systems capable of anticipating and countering fraudster artificial intelligence in real time.

 

She directed them to deploy behavioural biometrics, including analysis of how a user types, swipes, or holds their phone, as an additional layer of artificial intelligence-powered authentication.

 

Minister Mavetera,  also ordered them to share anonymised fraud data with a national cyber observatory.

 

“A bank that guards its fraud data like a state secret is helping the criminal, not the customer,” the Minister said.

For ordinary citizens and small businesses, the government will launch a national campaign entitled “Verify Before You Trust,” which will teach Zimbabweans simple techniques including reverse image search, voice confirmation through a second channel, and suspicious link checking using free artificial intelligence tools.

 

The government will also provide subsidised artificial intelligence-powered fraud alert applications for small to medium enterprises and rural mobile money agents serving platforms such as EcoCash and OneMoney.

 

On the regional front, Minister Mavetera said he would table a proposal at the next Southern African Development Community ICT Ministers’ meeting for a SADC Artificial Intelligence Cyber Fraud Protocol, which would enable mutual legal assistance in tracing cross-border artificial intelligence-generated fraud.

 

She also called for partnership with INTERPOL and the African Union to create an early warning system for artificial intelligence-driven phishing campaigns targeting African nations.

 

The Minister called on academia and researchers to establish an artificial intelligence Red Teaming initiative to ethically hack the nation’s own digital infrastructure to find weaknesses before criminals could exploit them.

 

She also urged them to develop local datasets of Zimbabwe-specific fraud patterns, including mobile money scams, fake SIM swaps, and voice note impersonations, to train defensive artificial intelligence on Zimbabwean data rather than relying solely on global datasets.

 

Minister Mavetera also announced that a national certification programme on artificial intelligence-enabled fraud investigation, digital forensics, and handling of artificial intelligence-generated evidence would be launched for police officers, prosecutors, and magistrates.

 

“You cannot arrest what you do not understand,” the Minister said.

 

“You cannot convict what you cannot prove.”

 

The announcements follow President Emmerson Mnangagwa’s official launch of Zimbabwe’s National Artificial Intelligence Strategy for the years twenty-twenty-six to twenty-thirty on the thirteenth of March twenty-twenty-six, a milestone that the Minister said had accelerated the adoption and integration of artificial intelligence across sectors while simultaneously expanding the attack surface for cyber fraud.

 

Minister Mavetera quoted the late scientist and futurist Stephen Hawking, who once said that success in creating artificial intelligence would be the biggest event in human history but might also be the last unless humanity learned to avoid the risks. “We are not afraid of AI,” the Minister said.

 

“We will use it. We will regulate it. We will defend with it. Let this summit mark the moment Zimbabwe decided to fight AI with AI – and win. Let it be said of this generation of Zimbabweans: we did not wait for disaster. We built the shield before the spear struck.”

 

 

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Current Affairs

POTRAZ Q4 Report Highlights NetOne’s Strong Digital Growth and Rural Connectivity Expansion

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Engineer Raphael Mushanawani

The latest Fourth Quarter 2025 Postal and Telecommunications Sector Performance Report released by the Postal and Telecommunications Regulatory Authority of Zimbabwe (POTRAZ) has highlighted NetOne⁠’s growing role in driving Zimbabwe’s digital transformation through infrastructure expansion, rising data usage and improved rural connectivity.

According to the report, NetOne recorded significant growth in mobile internet and data traffic during the final quarter of 2025, with usage increasing by 18.50 percent from 25.29 billion megabytes in the third quarter to 29.97 billion megabytes in Q4.

The growth also resulted in a 1.14 percentage point increase in the operator’s mobile internet and data traffic market share, strengthening NetOne’s competitiveness in the country’s fast-growing digital communications sector.

The report further noted growth in NetOne’s active subscriber base, which rose from 4,062,894 subscribers to 4,101,492 during the quarter, reflecting continued customer confidence in the operator’s services and digital products.

POTRAZ acknowledged the company’s continued investment in network infrastructure, particularly in expanding broadband access across the country.

“NetOne continued to make strides particularly in 3G and LTE deployments, to expand its network coverage,” the report stated.

During the quarter, the operator added 89 LTE base stations while increasing its 5G sites from 21 to 26 as part of efforts to improve connectivity and digital inclusion.

The report also identified NetOne as a major contributor to rural telecommunications infrastructure, revealing that the operator now controls 46.14 percent of Zimbabwe’s rural base stations.

The expansion of rural connectivity is helping bridge the digital divide by improving access to online learning, financial services, healthcare information and digital commerce opportunities in underserved communities.

Under the leadership of Group Chief Executive Officer Raphael Mushanawani, the company has continued repositioning itself as a modern digital services provider focused on innovation, accountability and customer-centred solutions.

Commenting on the latest sector performance results, Engineer Mushanawani said the company remained committed to inclusive national development through digital connectivity.

“These results affirm our commitment to connecting communities, empowering businesses and accelerating Zimbabwe’s digital transformation through resilient and accessible network infrastructure,” said Engineer Mushanawani.

NetOne has also expanded customer-focused services through affordable broadband packages, improved OneMoney solutions and data bundles designed for students, entrepreneurs and rural communities.

Beyond telecommunications services, the company has intensified its corporate social responsibility programmes, including borehole drilling initiatives, support for schools through digital learning tools and partnerships with healthcare institutions on community wellness programmes.

The operator’s commitment to diversity was also reflected in its workforce, with women accounting for 436 out of its 1,045 employees.

In recognition of his leadership and contribution to Zimbabwe’s telecommunications industry, Engineer Mushanawani was recently inducted into the prestigious Business Leaders Hall of Fame 2026.

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Current Affairs

Minister Masuka Defends BIPPA Farm Returns, Says Land Reform Remains Irreversible

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The Government has dismissed claims that the return of 67 farms protected under Bilateral Investment Promotion and Protection Agreements (BIPPA) marks a reversal of Zimbabwe’s land reform programme, with authorities stressing that the move is part of resolving legal obligations and strengthening the country’s land tenure framework.

Acting Leader of Government Business in Parliament, Minister of Agriculture, Mechanization and water resource Dr Anxious Masuka, on Wednesday directly addressed the misconception, explaining that the return of BIPPA properties is a narrowly defined legal and constitutional obligation not a policy shift back to the pre-2000 era.

“The BIPPA process is about settling outstanding legal claims and compensating investments protected by bilateral treaties, it does not open the floodgates for the return of all former white farms, the land reform programme remains irreversible,” he said.

The Minister confirmed that while 67 properties covered under BIPPA will be returned to their previous owners, this represents a fraction of the total land under the programme and is being done strictly within the framework of Zimbabwean law and international investment obligations.

The development comes at a time when the government is simultaneously granting secure tenure to a staggering 450,000 black farmers under President Emmerson Mnangagwa’s administration.

According to the Minister, in terms of the Constitution Sections 289, 293, and 295, the government will provide permits, leases, and offer letters to 360,000 A1 farmers 23,500 A2 farmers Over 70,000 old resettlement farmers.

In addition to these, the government is correcting historical and administrative errors that have fuelled the reversal myth. Authorities are returning 840 farms that were wrongly gazetted but which rightfully belong to black farmers.

In another move that reinforces the government’s commitment to indigenous ownership, some 10,000 Matenganyika farms whose beneficiaries were given leases before 1980 will now finally receive title deeds.

For the 409 former farm owners who have remained on their properties due to long-standing peaceful co-existence with new owners, the government has crafted a specific solution that stops short of outright reversal. These individuals will now be allowed to purchase the properties they occupy.

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Current Affairs

El Niño Threat Looms

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Itai Mazire

Zimbabwe faces a high probability of a looming El Niño event during the 2026/27 rainy season, with forecasts indicating a significant chance of below-normal rainfall.

The Meteorological Services Department (MSD) has issued a preliminary update, urging calm but emphasising the need for proactive measures.

Global climate forecasting centers predict an 88 to 94 percent chance of an El Niño event, historically linked to drier-than-average conditions in Zimbabwe.

“Historically, El Niño conditions in Zimbabwe carry a 65 percent chance of below-normal rainfall, which can lead to drier-than-average conditions.”

Despite the concerning outlook, the MSD cautions against premature decisions.

They said that early forecasts face a “spring predictability barrier,” meaning atmospheric and oceanic conditions could still change significantly before the season begins.

Consequently, the department has not yet released its official seasonal forecast.

“Because of this inherent uncertainty, the MSD has not yet issued its official seasonal forecast and warns the public and stakeholders against making final agricultural or financial decisions based solely on these preliminary models,” the statement read.

A more definitive national outlook (NACOF) is anticipated in August 2026, following the Southern African Development Community (SADC) Climate Outlook Forum (SARCOF).

In the interim, the MSD is advising both the public and the farming community to remain composed.

They recommend continuing with standard preparations for the upcoming season and adopting climate-resilient practices.

These practices include water conservation and the identification of drought-tolerant seed varieties.

The MSD further encouraged stakeholders to stay informed through official channels.

“Stakeholders are encouraged to stay informed exclusively through official MSD channels for regular updates as the weather outlook becomes clearer in the months ahead.”

The upcoming NACOF report will incorporate more recent data, providing crucial scientific guidance for accurate seasonal planning.

The MSD will continue to monitor updates closely.

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